If you die without leaving a Will and have no spouse or children, your parents or siblings may inherit your estate, even if you’d prefer it to go elsewhere. Your family could also face a larger inheritance tax bill than necessary as a will can help with the tax-planning process.
We can help you create a Will which leave clear instructions about how your estate is to be distributed, appoint executors for your estate and guardians for your children.
Did you know that if you become unable to make decisions for yourself – because of illness or injury for example – no-one else can make those decisions for you, unless you have given them legal powers to do so?
Power of Attorney can cover your financial affairs (e.g. managing your bank account) and your welfare (e.g. deciding where you will live if you are no longer able to decide for yourself).
Equity release refers to a range of products that let you access the equity (cash) tied up in your home if you are over the age of 55. You can take the money you release as a lump sum or, in several smaller amounts or as a combination of both.
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